Year-end Planning with LENDonate
As 2024 draws to a close, it’s an ideal time to evaluate your investments and charitable giving and implement strategies to optimize your investment portfolio and wealth planning. Year-end planning can help reduce your tax liability, realign your portfolio with your investment goals, and maximize your impact in the new year. Here are three ways to integrate LENDonate into your year-end planning.
Reduce Your Tax Liability
If you are a current lender on LENDonate, converting all or a portion of your investment into a donation can maximize the impact you have on that organization while providing you with a potential tax deduction.
As always, consult your tax advisor to see if this strategy aligns with your current tax situation. This can be done by the click of a button on your investment dashboard without needing to transfer any funds.
Realign your portfolio with your investment goals
Year-end is a great time to evaluate your investment portfolio’s overall performance and ensure it still aligns with your investment goals. Many investors use this time to rebalance their portfolio back to a target asset allocation or adjust their overall asset allocation to take advantage of new opportunities or goals. By funding loans to nonprofits, accredited investors make private debt investments which can complement existing fixed income investments and/or expand their portfolio to include alternative investments.
LENDonate’s high impact private debt loans offer attractive risk and return characteristics such as:
- High yield: Potential to generate greater income
- Low volatility: Price not tied to interest rate fluctuations
- Diversification: Low correlation with traditional asset classes
Increase the impact of your investments
Creating impact does not need to be limited to your charitable giving. As you look forward to next year, consider how the investments across your portfolio align with your personal goals. For some investors this may mean shifting more of their “traditional” investments to ones that create positive social and financial returns. Nonprofits are the unsung heroes in our communities and are often overlooked by mainstream financial services. By partnering with LENDonate to fund loans to nonprofits, you help create direct and measurable impact that is aligned with your personal values.
Final Thoughts
We’re working to transform how investors mobilize capital for the public good. To learn more about our current investments and how to partner with us, please visit www.lendonate.com.
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LENDonate is All About Nonprofit Financing
LENDonate’s mission is to create a dynamic market that allows capital to flow more freely in the nonprofit sector. We harness the power of nonprofit networks – a desire to contribute to social good – onto one single platform. This platform facilitates desired philanthropic actions, from offering grants and donations to making market-rate capital accessible to qualified projects. See Borrowers FAQ for more details.
